Rapport 2015-6

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The interaction between public and
occupational sickness insurance – Institutional
development over 30 years
The Swedish Social Insurance Inspectorate (Inspektionen för social-
försäkringen, ISF) is an independent supervisory agency for the
Swedish social insurance system. The objectives of the agency are
to strengthen compliance with legislation and other statutes, and to
improve the efficiency of the social insurance system through system
supervision and efficiency analysis and evaluation.
The ISF’s work is mainly conducted on a project basis and is
commissioned by the Government or initiated autonomously by the
agency. This report has been initiated by the agency.
Background
In case of the inability to work due to illness, the Swedish system of
income protection is based on a public sickness insurance which is
mandatory, universal and uniform. With the exception of the first day
of a sick leave period (which is without compensation), the official
replacement rate is 80 per cent of the income, up to a ceiling of SEK
27,800 (EURO 2 965) per month, for the first year of sick leave.
Income above this ceiling is not covered by the public insurance.
Individuals whose working capacity is permanently reduced can
receive disability pension from the public system, which compensates
for up to 64 per cent1 of lost income.
1 Individuals who have had a low income or no income at all can instead receive sickness
compensation at a guarantee level.